About Us
SKB Resilient Sdn. Bhd. is an independent capital advisory firm with over 25 years of experience working alongside business owners, entrepreneurs, financial institutions, and professional advisors.Over the years, we have seen one recurring issue: many good businesses and promising ideas struggle, not because they lack effort or ambition but because capital decisions are misunderstood.
SKB was built to address that gap.
We help clients step back, examine their business or idea objectively, and understand how it is likely to be viewed by banks, investors, and credit committees. Our role is not to sell funding solutions, but to provide clear, funder-grade insight that supports better decisions.
Clients engage SKB when they want:
• an independent perspective
• honest assessment, including risks
• structured thinking before committing time or capital

Purpose
To help business owners and founders make informed capital decisions with clarity and confidence.
Mission
To provide independent, funder-grade analysis that enables clients to act decisively, including knowing when not to proceed
Values
Independence
Objectivity
Professional discipline
Respect for capital and risk
Our Commitment
We are committed to clarity, not promises. To truth, not convenience. And to acting in our clients’ long-term interests.

S. KHUGAN
SKB Group Of Companies
Group MD
Mr. S. Khugan is the Group Managing Director of The SKB Group of Companies. With over 25 years of experience in the banking and finance industry, he is the perfect person to be at the helm of the SKB Group. He believes in creating a sustainable business environment, because a healthy national economy depends on the overall growth of the nation and not just on a few corporate giants. With that in mind, his life’s aim is to bring up SME’s through the right consultancy and guidance.
